![]() Its weak financial position and low customer satisfaction ratings are chief among them. While Acceptance is a solid choice for individuals who would struggle to find auto coverage elsewhere, the company does have its drawbacks. While Acceptance doesn't approve all applicants, it certainly accepts more high-risk applicants than many other major insurance companies. For example, if you have a DUI or a reckless driving charge, many large insurance companies may choose not to issue a policy in your name. Applications likely to get acceptedĪcceptance's lenient standards make it likely that your application will be accepted. ![]() Not all auto insurance companies will file an SR-22.Īdditionally, Acceptance has a TicketProof coverage option that offers up to $650 in reimbursement annually for select legal fines and fees. Drivers found guilty of certain traffic infractions may have to file this form with their state in order to drive legally. ![]() If necessary, Acceptance will file an SR-22 form, which proves that you meet the requirements for car insurance, on your behalf. Excellent for at-risk driversĪcceptance Insurance specializes in helping customers with a checkered driving history or who are otherwise considered at-risk. It also provides numerous discounts, including ones for students, members of the military and customers who set up automatic payments. Acceptance excels in providing coverage to drivers who won't qualify elsewhere. Many commercial auto insurance companies will refuse to cover at-risk drivers.
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